Flexible Auto Repair Financing Through Sunbit at Gross & Son

What Is Sunbit Auto Repair Financing?

Sunbit is a financial technology company that specializes in point-of-sale financing for service providers, including auto repair shops. At Gross & Son, Sunbit is available directly at our shop, so you can apply, get approved, and use your financing in a single visit.

Here’s how Sunbit auto repair financing works at Gross & Son:

• Fast application. The application takes about 30 seconds. You apply directly at our shop using just your mobile number and a few basic details.
• No hard credit check. Sunbit uses a soft credit pull that does not affect your credit score. More people qualify than with traditional financing options.
• Instant decision. You receive an approval decision immediately—no waiting, no callbacks.
• Flexible payment plans. Choose a repayment term that works for your budget. Sunbit offers a range of plan lengths so you can spread your repair cost over time.
• Use it the same day. Once approved, you can apply your Sunbit financing to your repair immediately. There is no delay between approval and getting your vehicle serviced.

Sunbit is accepted at thousands of service locations across the United States. Learn more about how Sunbit works at Sunbit.com.

Who Is Car Repair Financing Right For?

Our car repair financing in Pensacola through Sunbit is a good fit for a wide range of situations. You don’t need perfect credit to apply, and you don’t need to wait for your insurance settlement to start repairs.

Sunbit financing at Gross & Son works well for:

• Drivers who need collision or auto body repair and want to spread the cost over time.
• Customers with a high insurance deductible who need help covering their out-of-pocket portion.
• Vehicle owners who need immediate repairs but are waiting on an insurance payout.
• Drivers who prefer to keep cash on hand and pay for repairs with monthly payments.
• Anyone who has been turned down for financing elsewhere—Sunbit approves more applicants than traditional lenders.
• Tesla and EV owners facing higher repair costs who want a flexible payment option.

Whatever your situation, our team is here to walk you through the Sunbit application and make sure you understand your options before you commit to anything.

What Repairs Can I Finance at Gross & Son?

Sunbit financing is available for all services at Gross & Son—not just collision repair. You can use your auto repair payment plan toward any work we perform, including:

• Collision and auto body repair — all makes and models
• Tesla collision repair — certified repair for Model 3, Model Y, Model S, Model X, and Cybertruck
• Wheel alignment — precision alignment for all vehicles
• Tire services — new tires, flat repair, rotation, and balancing
• Auto detailing — interior and exterior detail services
• Paint correction and refinishing
• Any other service performed at our Pensacola facility

If your vehicle needs towing to our shop, our 24/7 towing service is always available. Towing costs may also be eligible for Sunbit financing—ask our team for details when you call.

Car Repair Financing and Insurance Claims

Sunbit financing works alongside your insurance claim—not instead of it. Many drivers use auto repair financing to cover their deductible while their insurance claim is processed. Others use it to pay for repairs not covered by their policy, such as cosmetic work, detailing, or services outside their coverage.

At Gross & Son, we handle all major insurance claims directly. We contact your insurer, manage all documentation, and negotiate on your behalf. You focus on getting your vehicle repaired—we handle the paperwork. If you need financing for any portion of the cost, Sunbit is available to bridge the gap.

Learn more about how we manage the insurance process on our insurance claims page.